Terms and Conditions

1. Agreement to Terms

By accessing or purchasing from Garland’s Signature, you agree to be bound by these Terms and Conditions. If you do not agree with any part of these terms, you must not use this website or purchase our products.


2. Digital Products

All products sold by Garland’s Signature are digital products (PDF downloads). No physical items are shipped. Upon successful payment, digital products are delivered electronically and are considered immediately fulfilled.

You are responsible for ensuring that your device and software are compatible with PDF files prior to purchase.


3. No Refunds / No Cancellations Policy

All sales made through Garland’s Signature are final.

Due to the digital nature of our products (PDF downloads), we do not offer refunds, returns, or cancellations once a purchase has been completed. Upon successful payment, digital products are delivered instantly and are considered used and non-returnable.

We do not provide refunds for:

  • Change of mind

  • Failure to read product descriptions

  • Unused or partially used products

  • Missed or incomplete installment payments through third-party services (e.g., Afterpay)

Payment plans and installment agreements are handled solely by the payment provider. Any missed payments or disputes related to installments must be resolved directly with them.

By completing a purchase on our website, you acknowledge and agree to this policy.


4. Payments & Third-Party Providers

We may offer payment through third-party services such as Afterpay. Garland’s Signature does not control installment agreements, payment schedules, late fees, or collection processes once payment is completed.

Any issues related to installment payments must be addressed directly with the payment provider.


5. Intellectual Property

All content sold or displayed on this website—including PDFs, text, graphics, branding, and designs—is the intellectual property of Garland’s Signature.

You may not:

  • Share, resell, reproduce, or redistribute any purchased digital product

  • Upload products to public or private platforms

  • Claim content as your own

Violation of this policy may result in legal action.


6. Personal Use Only

All digital products are intended for personal, non-commercial use unless explicitly stated otherwise. Commercial use, resale, or distribution is strictly prohibited.


7. Disclaimer

Our digital products are provided for educational and informational purposes only. Garland’s Signature does not guarantee specific results. You acknowledge that results may vary based on individual circumstances.


8. Limitation of Liability

Garland’s Signature shall not be held liable for any direct, indirect, incidental, or consequential damages arising from the use or inability to use our digital products or website.


9. Modifications

We reserve the right to update or modify these Terms and Conditions at any time without prior notice. Continued use of the website after changes constitutes acceptance of the updated terms.


10. Governing Law

These Terms and Conditions shall be governed and interpreted in accordance with the laws applicable in the seller’s operating jurisdiction.